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If you managed to build up some assets during the good times, or if you kept out of debt and still have some spare money coming in you are among the lucky ones. But you have some important decisions to make that will affect your financial security and well-being, especially if you are approaching retirement.
You can do nothing, that's the easy option, but consider that if you have money in savings accounts the rate of interest being paid by most banks is below the rate of inflation. That means your money is losing value every day! Your nest-egg is getting smaller every day.
What can the prudent investor do?
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